Less social health insurance, more private supplementary insurance? Empirical evidence from Germany
نویسندگان
چکیده
منابع مشابه
Less Social Health Insurance – More Private Supplementary Insurance ?
This paper uses individual level data to analyze the effect of changes in the compulsory benefit package of the German statutory health insurance scheme on the demand for private supplementary insurance. In particular, we aim at measuring the effect of excluding dentures from the benefit package in 1997 as well as the effect of re-including them in 1999.A difference-in-differences estimator is ...
متن کاملevidence of adverse selection in irans health insurance market
در این تحقیق به مطالعه وجود انتخاب نامساعد(کژ گزینی) در بازار بیمه درمان تکمیلی ایران پرداخته شده است. داده های مورد نیاز توسط پرسشنامه و به روش نمونه گیری خوشه ای جمع آوری شده است. پرسشنامه ها در میان افراد شاغل ساکن شهر تهران توریع شد. در این تحقیق با استفاده از تخمین دو مدل لجستیک و به دست آوردن ضریب همبستگی میان تقاضای بیمه درمان تکمیلی و رخداد خسارت به بررسی موضوع مورد نظر پرداخته شده است....
15 صفحه اولPrivate Health Insurance in West Germany and Great Britain
In recent months there has been growing discussion in the United States on the introduction of some form of national healt,h insurance under government sponsorship. Some of the proposals provide for the continued existence of private health insurance and even for considerable expansion within the context of a government-operated scheme. It is interesting to note in this connection that in both ...
متن کاملPrivate health insurance in Germany: consequences of a dual system.
A variety of financial and non-financial incentives has resulted in a considerable degree of adverse selection against social health insurance in Germany. Enrollees in private health insurance are healthier, have higher incomes and have fewer dependents than enrollees in social health insurance. Adverse selection decreases average premium income and at the same time increases average healthcare...
متن کاملevidence of adverse selection in iranian supplementary health insurance market
background: existence or non-existence of adverse selection in insurance market is one of the important cases that have always been considered by insurers. adverse selection is one of the consequences of asymmetric information. theory of adverse selection states that high-risk individuals demand the insurance service more than low risk individuals do. methods: the presence of adverse selection ...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Journal of Policy Modeling
سال: 2011
ISSN: 0161-8938
DOI: 10.1016/j.jpolmod.2010.12.002